Training programs turn out only 42% of the collision technicians shops need each year, and collision has the highest turnover of any technician trade (TechForce Foundation, 2026). Keeping the good ones matters. 

Picture this:

• Your lead tech needs knee surgery after a weekend softball game. Short-term disability sends a weekly check while they heal.

• A painter tears a shoulder working on his own truck on a Saturday. Accident insurance pays cash, on or off the job.

• Your service writer’s spouse is diagnosed with cancer. Critical illness pays a lump sum the family can use however they need.

• A tech is kept overnight for observation after chest pains. Hospital pays even without a formal admission.

For the family: accident, critical illness, life, dental and vision can cover spouses and children too.

The construction industry needs about 349,000 more workers nationwide in 2026 (Associated Builders and Contractors). Every crew is competing for the same people.

Picture this:

• A roofer falls from a ladder on a job. Accident insurance covers on or off the job, so it pays cash on top of workers’ comp.

• A carpenter’s son breaks his arm at football practice. Accident covers the kids too.

• Your foreman has a heart attack at home. Critical illness pays a lump sum, and short-term disability sends a weekly check while he recovers.

• A framer with three kids wants to know they’d be taken care of. Life insurance is the simplest way to do it.

For the family: accident, critical illness, life, dental and vision can cover spouses and children too.

Hotels and restaurants have the highest quit rate of any industry (U.S. Bureau of Labor Statistics). Benefits are one of the few ways a small restaurant or inn can stand out.

Picture this:

• A line cook is expecting a baby. Short-term disability pays a weekly check during recovery after the birth.

• A server gets a concussion in a rec-league game. Accident insurance pays cash for the ER visit and the follow-ups.

• A housekeeper is hospitalized with pneumonia. Hospital pays for each day of the stay.

• A bartender is diagnosed with cancer. Critical illness pays a lump sum to use however they need.

For the family: accident, critical illness, life, dental and vision can cover spouses and children too.

New distribution centers keep opening around the Port of Charleston, and each one hires from the same pool of workers.

Picture this:

• A forklift operator hurts their back moving furniture at home. Accident pays cash for the treatment, and short-term disability sends a weekly check while they’re out.

• A dispatcher has a stroke. Critical illness pays a lump sum when the bills start arriving.

• A driver is hospitalized with pneumonia. Hospital pays for each day of the stay.

• A shift lead with a young family wants them protected. Life insurance covers the employee, spouse and children.

For the family: accident, critical illness, life, dental and vision can cover spouses and children too.

More than half of employees have less than $5,000 saved for emergencies (PwC 2026 Employee Financial Wellness Survey). A good salary doesn’t make anyone immune to a surprise bill.

Picture this:

• A bookkeeper’s son cracks a tooth. Dental pays root canals at 80% in network, with no waiting period.

• Your office manager’s whole family gets eye exams and new glasses through VSP, one of the largest vision networks in the country.

• A paralegal with two kids and a mortgage adds life insurance for themselves and their spouse.

• A financial planner crashes their bike on a weekend ride. Accident insurance pays cash for the ER, X-rays and follow-ups.

For the family: dental, vision, life, accident and critical illness can cover spouses and children too.

Low pay is one of the top stresses teachers report (RAND, via Education Week). For private schools, preschools and child care centers, benefits can make up the difference.

Picture this:

• An assistant teacher is having a baby. Short-term disability pays a weekly check during recovery after the birth.

• A teacher’s daughter breaks her wrist on the playground. Accident covers the kids too.

• A teacher is hospitalized with complications from the flu. Hospital pays for each day of the stay.

• The director’s spouse is diagnosed with cancer. Critical illness pays a lump sum the family can use however they need.

For the family: accident, critical illness, life, dental and vision can cover spouses and children too.